Steve Hays
With over 30 years of experience as a Registered Investment Advisor (RIA), I have built my practice on the principles of trust, transparency, and a deep commitment to my clients’ financial well-being. As a Fee-Only Fiduciary, I ensure that my advice is solely in the best interest of those I serve. Many of my clients have been with me for over 20 years, a testament to the relationships and results we’ve built together.
I hold the Chartered Financial Consultant (ChfC) designation and am a proud member of NAPFA, demonstrating my dedication to maintaining the highest standards of professional and ethical excellence. My clients, typically high-net-worth individuals and couples aged 45-60, are those within 15 years of retirement who seek a thoughtful and experienced approach to managing their financial future.
Beyond my work in financial planning, I am deeply committed to giving back to the community. I actively teach English as a Second Language (ESL) to new immigrants, helping them transition and thrive in their new lives. Additionally, I have served for five years as a board member for Scholarship for Scholars, supporting local students in achieving their academic goals.
I am also the Founder and President of Connect Rwanda, a nonprofit organization dedicated to bringing teachers and technology together. This initiative was inspired by the transformative year I spent living in Rwanda.
Active in the Annapolis community, I bring a personal and compassionate approach to financial planning, always putting my clients first.
