Services and Fees

Mini Financial Planning is offered in the form of a one-time initial plan design fee. Since the scope of the planning work is fixed, so is the fee.

Premium Financial Planning consists of an initial charge for the preparation of the financial plan which is generally delivered within three months of the project start. TIAS provides additional financial planning consulting to Premium planning clients from the delivery of the plan to the end of the twelfth month from the project start. The initial financial planning fee is paid one-half at the signing of the agreement, and the balance after the plan has been delivered and the recommendations have been reviewed. After the 12th month, Premium planning clients can contract with TIAS for an ongoing monthly fee for plan updates, new planning for life changes, continued implementation, and monitoring.

We reserve the right to quote a fee that is higher than listed in the chart above but will never exceed $5,000. Examples of such situations warranting a higher fee might include, but are not limited to: divorce, business ownership, recently widowed, estate settling, and special needs planning. At the sole discretion of TIAS, we may offer to waive the Mini or Premium Financial Planning fees if a client maintains a certain amount of “managed assets” with us, under our Investment Management service. Typically, this minimum amount is $500,000. However, we reserve the right to waive at a higher “managed asset” minimum if the client has a more complex financial planning situation. However, we always waive financial planning fees when the “managed assets” level of a client is $1,000,000 or more.